Planning/Retiree Transition / Distribution Phase
Professionals/Savings Programs / Accumulation Phase
New Client Expectations:
A discovery meeting where we talk about your financial goals and concerns.
Planning engagements includes a delivery meeting and the following:
Periodic follow-up to measure progress.
The Chartered Financial Analyst (CFA) & Certified Financial Planner (CFP) designations hold us to a higher ethical standard.
Our fees are always transparent and aligned with your interests.
Founded in 1989, we’ve been cultivating trusted client relationships for more than 30 years.
We put the time and research into developing the best investment strategies, built on data.
We develop a personalized glidepath – a “roadmap” – for you based on your financial goals, current wealth, anticipated savings, spending, and taxes. We build a customized glidepath for you based on minimizing the critical risk that you fall short of what you need, when you need it.
This personalized glidepath helps us navigate through your financial goals and will change as your needs and circumstances change.
Most glidepaths are built for the “average person” and assume the world is completely “normal.” We create custom glidepaths because we know that you are unique, and that the world today is far from normal.
A viable plan is one that balances your long-term need for wealth accumulation and subsequent spending with concern about short-term losses. We test viability along numerous dimensions by employing mathematical techniques that simulate many possible paths that markets can take.
The simulation outcomes give us better insights into the viability of your financial plan in a variety of circumstances and increase our confidence in your plan.
We actively adjust your portfolio to account for changing market conditions.
As certain market segments become more attractive, we shift your portfolio to own more of those areas and less of the unattractively valued areas.
Our goal is to increase your return over time using a tried-and-true investment approach – all in the context of your specific circumstances and your plan.
Full Service / Wealth Management
Fund Only / Investment Management
Support / Financial Planning
|Professional||Role & Bio|
|John Ohsner, CFA, CFP®||John is a professional Portfolio Manager and Financial Planner. He offers clients thoughtful design and implementation of their investment programs and financial plans. John focuses his work across a full array of services in portfolio management and financial planning, emphasizing the income and estate planning potential unique to each circumstance. John coordinates his work with other tax and legal professionals to administer different programs for brokerage, retirement, estate and trust accounts. John is a subject matter expert about Safe Havens and he contributes to the Project Dream Chaser research platform. John is a fee only fiduciary with leading tools for clients like Heximer Mobile. John promotes continuing education and offers internship opportunities with different schools. John is a member of the CFA Society of Columbus, the Columbus Estate Planning Council, and The Wellington School’s Alumni Association.|
|Brandon Kremer, CFA, CAIA, CIPM, FDP||Brandon Kremer joined Heximer Investment Management, Inc. full time in 2016 after completing an internship with the firm in 2015. He is a Chartered Financial Analyst (CFA) Charterholder and a Chartered Alternative Investment Analyst. Brandon completed the Master of Financial Economics program at Ohio University where he also attained his undergraduate degree in Economics. As an associate in the firm Brandon is responsible for administrative matters including, but not limited to: portfolio reporting, client on-boarding and any additional services that clients require. As a Portfolio Manager Brandon is a voting member on the firm investment committee with responsibilities ranging from portfolio construction and trading to client education and investment research. Brandon is originally from Lancaster, but has lived in Columbus since 2014. He enjoys golf, fantasy football and video games, but most of all he enjoys traveling with his wife.|
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Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended or undertaken by RIA) made reference to directly or indirectly by RIA in its web site, or indirectly via a link to an unaffiliated third party web site, will be profitable or equal the corresponding indicated performance level(s). Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client or prospective client’s investment portfolio nor that the future performance of any specific investment or investment strategy (including those undertaken or recommended by RIA), will be profitable or equal any historical performance level(s).
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